Privacy

Run My Numbers Oʻahu is run by Jesus I. Ramos (R) and Jesus N. Ramos (RA) of Team Ramos · RE/MAX Honolulu, 1585 Kapiʻolani Blvd., Suite 1601, Honolulu, HI 96814.

Your calculator answers (home type, area, price, down payment, loan type, credit range and so on) stay on your phone so they're there when you come back. “Start over” clears them. The math runs on your phone too.

• We ask for a credit range, never your score, and we never run your credit.
• Your answer about the VA funding-fee exemption is used only for the math on your screen. It's never saved, sent or put in a link.
• Share links carry only the scenario (price, area, home type and loan details), never personal info or your credit range.

We collect what you type on the form: your name, mobile number, email, how and when to reach you, your timeline, whether you have an agent, any notes, and the numbers you ran. “Email me this breakdown” collects only your email and the numbers. We also note how you found us (for example, which post or short link), but not ad-click tracking codes.

We never ask for your Social Security number, date of birth, exact credit score or account numbers.

To keep spam bots out, the form uses Cloudflare Turnstile, a security check from Cloudflare, Inc. When the form opens, your browser connects to Cloudflare, which receives technical details such as your IP address and browser information to tell people from bots. Most people never see it. If Cloudflare isn't sure, it may ask you to tap a box. When our server checks the result, it sends Cloudflare your IP address too, but never your name, phone number, email or calculator answers. Cloudflare also uses this information to improve its bot detection, as its Turnstile Privacy Addendum (opens in a new tab) explains.

• Jesus I. Ramos (R) and Jesus N. Ramos (RA).
• The mortgage partner named on the form, if you check their box: we send them your request automatically, so they can reach out about financing. It includes your name, mobile and email, how and when to reach you, your timeline, the home and the numbers you ran (price, down payment, loan type, credit range and our estimates), whether you're a first-time buyer, and for a VA loan whether you've used one before. Our mortgage partners are Troy Aweau, Mortgage Loan Originator (Edge Home Finance, LLC, a mortgage broker; NMLS #2257427; company NMLS #891464) and Hector Jacobo, Loan Officer (Veterans United Home Loans, a lender; NMLS #1609691; company NMLS #1907). Each is independent, not affiliated with RE/MAX Honolulu.Edge Home Finance, LLC licensing (opens in a new tab)
• The companies that run parts of the site for us (listed below under “Services we use”).

No advertising pixels run on this site.

These companies handle some of your information so the site can work:

• Vercel hosts the site and runs the server that receives what you send us.
• Neon runs our private database, where we keep inquiries, consent records and our do-not-contact list.
• Resend sends the site's emails, including the ones to you.
• Pushover sends alerts to our phones when a request comes in. An alert shows no more than your first name, the area and home type, and whether you're just curious, actively looking or ready to buy.
• Cloudflare runs the spam check on the form (see above).

If we start using another service that handles your information, such as a system for keeping track of clients, we'll add it to this list before it gets any of your information.

The two consent boxes on the form are optional. Checking one lets that person call and text you about your inquiry. Reply STOP to any text to opt out. Each time you send the form, we keep a record of the exact consent wording you saw, which boxes you checked and when, and the phone number, email, IP address and browser it came from.

We use your email to send what you asked for: a copy of your numbers after you send the form, or your breakdown when you tap “Email me this breakdown.” We may also email you about your inquiry.

Every email the site sends you ends with a “Stop emails from us” link. Tap it, then tap “Stop emails,” and we'll stop emailing you. If your mail app shows its own Unsubscribe button, that works too. Stopping emails doesn't stop texts. To stop texts, reply STOP to any of our texts. If you ask for your numbers again later, we'll still send that one email.

• Inquiries: 24 months.
• Consent and opt-out records: 5 years.
• The email address each of the site's emails went to, so the “Stop emails” link in an old email still works: 5 years.

To see, correct or delete what we have, contact Jesus:

• Text or call 808-542-0114
• Email Jesusiramos@remax.net

Estimates for education only, not a loan offer, Loan Estimate, commitment to lend, rate lock, pre-qualification or pre-approval. Jesus I. Ramos (R) and Jesus N. Ramos (RA) are real estate licensees with Team Ramos · RE/MAX Honolulu, not mortgage lenders, mortgage brokers or loan originators. These are their estimates, based on market averages, not a quote or offer from any lender or mortgage broker, including our mortgage partners. The rate starts from Freddie Mac's market average as of Nov 12, 2026, plus our adjustments. It may not reflect the latest survey and isn't an APR or any lender's offer. Estimates include principal and interest, property tax, insurance, mortgage insurance and maintenance fees. Only your lender sets your actual rate, terms and eligibility; all figures are subject to change based on its pricing and underwriting. See the full disclosures in our Terms.

We want everyone to be able to run their numbers. This site is designed to meet the Web Content Accessibility Guidelines (WCAG) 2.2 at level AA: readable contrast, labeled fields, keyboard and screen reader support, and respect for your device's “reduce motion” setting.

If anything is hard to use, tell Jesus and we'll fix it and help you another way in the meantime:

• Text or call 808-542-0114
• Email Jesusiramos@remax.net